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Access your home equity without having to sell, stress, or borrow.

What if you could achieve your financial goals today while staying in the home you love? Get up to $600,000. No monthly payments, no interest, no kidding.

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Happily Funded Homeowners

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Excellence in Customer Service

Get more from homeownership, get more from life.

Take control of your most important asset.

When it comes to your finances, you deserve flexibility and choices. Achieve your goals through an asset you already have with a smart, alternative solution.

Benefit from a fresh approach.

As the homeowner, you’re the priority. Experience the difference that comes when financial innovation and responsive, friendly, and professional service combine to create a simple, speedy, and transparent process.

Gain peace of mind.

Homeownership can be stressful, but it shouldn't force you to put your entire life on hold. Get "unstuck" and turn your home into a source of comfort, not anxiety.

Your financial goals are finally within reach.

Which opportunities will you pursue first?

Pay off debt
Pay off debt

Eliminate loans, bills, or other debts so you can get closer to financial freedom.

Fund an education
Fund an education

Invest in higher education and access money for tuition or student loan payments.

Fund a life event
Fund a life event

Pay for an unexpected life event, cover the transition to a new home, or plan for your growing family.

Fund home improvements
Fund home improvements

Get funding for home repairs or renovations.

Fund your small business
Fund your small business

Get the cash you need to start or grow your business.

Fund your retirement
Fund your retirement

Make your current or future retirement more financially comfortable.

Diversify your portfolio
Diversify your portfolio

Put a down payment on an investment property, rental or second home — or invest in other assets like stocks, bonds, or crypto.

Our homeowner-first approach

The process is simple, straightforward, and transparent.

Access up to $600,000 in as little as 3 weeks

Once you receive your funds, you can use them however you’d like.

Enjoy financial flexibility for up to 10 years

There are no monthly payments and no interest to worry about for the life of the Investment.

Settle whenever you're ready.

No prepayment penalties, no rush. You can buy out the Investment at any time with savings, a refinance, or sale of your home.


Hometap is currently making Home Equity Investments in the following states:

Real people, real life

  • Nana A.} video preview image
    I think Hometap is a great resource for homeowners that are looking to pay off some debt, build their credit up, build their business, or build a real estate portfolio like myself.

    Nana A.

    Worcester, MA

  • Brenda K.
    My credit went from 640 to 779. I’m completely out of debt, it’s an amazing feeling.

    Brenda K.

Jacksonville, FL

  • Vincent E.

    I was kind of shocked at how simple it was, in a good way. I thought there would be more to it, but it was very easy.

    Vincent E.

    Hopatcong, NJ

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Ready to get started?

See if you pre-qualify for a Hometap Investment in less than 2 min.

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