Diversify your investment portfolio
Tap into your home’s equity to grow your wealth.
Many homeowners have the bulk of their wealth tied up in their home. However, allocating your equity toward a variety of assets, including real estate, may create a more well-rounded portfolio and may minimize risk during times of market volatility. Put your growing home equity to work for you and build your wealth without selling your home or taking on another monthly payment.
Find out if a Hometap Investment can help you reach your portfolio diversification goals.
A home equity investment from Hometap can help you fund all kinds of investments:
Real estate
Stocks & bonds
Cash & cash equivalents
Alternative investments
It’s nice to have options. Hometap doesn’t lock you in; you can settle anytime, which I like.
Sacco N.
Goleta, CA
Read Sacco’s StoryCompare ways to diversify your portfolio with your home equity
Home Equity Investment | Home Equity Loan | |
|---|---|---|
| No monthly payments | ||
| No payments for up to 10 years | ||
| No debt-to-income requirements | ||
| Fast funding |
Resources for diversifying your investment portfolio
A Beginner's Guide to Creating a Diversified Portfolio
How to Fund Retirement by Diversifying Your Portfolio
Are You Financially Prepared to Buy Your First Investment Property?
FAQs
A home equity investment is a flexible, alternative financing solution that allows homeowners to tap into their home’s equity without taking on monthly payments. With a Hometap Investment, homeowners receive cash in exchange for a share of their home’s future value, and enjoy breathing room to pursue their most important financial goals without straining their monthly budget. There are no monthly payments, and no restrictions on how the funds are used for the life of the Investment (10 years). The online application is streamlined and simple, and each homeowner is paired with a dedicated Investment Manager to guide them through the process.
The effective period of a Hometap Investment is 10 years. You can either buy out our Investment with savings, take out a home equity (or other) loan, or sell your house during the effective period. We call this settling the Investment.
Hometap makes home equity investments in people’s homes. Unlike with a home equity loan, homeowners make no monthly payments to Hometap during their Investment term, there are no employment, income, or debt-to-income requirements, and we have no guaranteed return on the money we’ve invested. When the homeowner settles the Investment, they’ll pay a previously agreed-upon share to Hometap.
For some, taking an equity investment can make sense as a way to fund the opportunities and needs that come up in life while eliminating the stress of increased monthly payments.
Compare home equity investments and common home financing options side by side.
