It all started when our CEO, Jeff, was seeking money for one of his businesses…No, wait. We're getting ahead of ourselves. Let's try again:
It all started when a kid named Jeff was growing up in Brooklyn in a two-bedroom apartment with his family. Even though it was a small apartment, things were good. But it seemed to him that a lot of his friends who had houses to live in also had parents who were worried about money a lot.
That "house rich, cash poor" realization stuck with him for a long time. Longer than he'd care to admit. Flash forward several decades to when one of our co-founders Max Campion approached Jeff with an insight that many young up and coming Americans with stable incomes were suffering from the same challenges that Jeff's family witnessed back years ago.
As a serial entrepreneur over many years, Jeff often was looking for investors for one of his companies. Investors give money to guys like him in exchange for a little bit of ownership. This is money they hope will grow, but it's also possible that the company tanks and they lose it.
Meanwhile, homeowners — who actually have a physical, tangible asset—need to borrow money for things they want to do in life. And that brings more debt burden, worry, and stress, so the American Dream can sometimes become more like an American Nightmare.
It didn't make sense to them: why can't someone treat homeowners like the CEOs of their own families, and invest in that home's future value? Then that got them thinking that maybe they and some other smart, caring people (maybe homeowners themselves) should start a company to help other homeowners do that.
And so we did. We call it Hometap.
Anyone who's balanced a budget knows finances can be…complicated. Andrew has made it his business to know, and that's why we put him in charge of operations, a role in which he simplifies a maze of regulations, decimals, and documents (So. Many. Documents.) into a clear and simple path to activating the equity in your home. A background in investment banking and venture capital helps—so does the fact that he was Co-founder and CEO of start-up Spogo in his past life. After a gourd of Yerba Matte in the morning (Andrew is a reformed coffee drinker, and we are in awe of what he accomplishes with this magical tea), he gets to work reviewing our processes, gathering feedback from homeowners, and searching for improvements in everything from the applications process to funding. Basically, he wants to make this whole thing as easy as possible for you. We think he's done a pretty good job.
VP, Product Strategy
There was a time in Brett's life when it seemed sure that he would become a novelist. First, there was the essay contest he won in high school. Then, there was the summer he spent in Alaska. Lastly, the philosophy degree. Today, though, he's our VP of Product Strategy, which basically means that it's his job to think of more ways you can have a home and a life—something he's more than qualified for given his background in investment banking, company building, and general ingenuity. His team loves him for his curiosity, motivation, and humility. His wife loves him for stopping food fights between the kids when he arrives home. As for us? We love him for his ability to fill up a blank piece of paper with ideas. Good ones, at that.
Renter (We all start somewhere)
Perhaps Charlie was destined for greatness given his innate ability to assemble pretty much anything. Or maybe it's just that he works hard. Really hard. Like he wears the same style shirt every day because he's too busy coding to worry about whether snakeskin is in season or not. Either way, we're glad to have him at Hometap, where he, in his own humble words, "Builds stuff. Digital stuff." To put it another way, he's the one building what you see and uses every day on our platform; the one making sure you have a flawless, secure, and seamless user experience. When he's not nose-deep in his computer, you can find him watching "Jeopardy" or attempting—and failing—to parallel park. Turns out his greatness has yet to catch up with his parking abilities.
Lead Product Designer
Dreams of Living in a Van
At heart, a well-designed product is intuitive—”easy enough that a five-year-old could use it with no instructions,” says Edbert, Hometap’s product designer. Voted “Most Artistic” in high school, Edbert got his BFA at Cooper Union and now uses his skills to envision and craft the design of Hometap’s digital products. A self-described risk-averse motorcycle rider (yes, they exist!), Edbert enjoys taking a methodical approach to his adventures, whether they’re of the digital or road-trip variety. And when he’s not designing, coding, or riding, he’s hanging out on his expansive front porch, relaxing in the hammock or on the outdoor couch he built himself. (No, unfortunately he’s not taking custom orders.)
Long Time Homeowner
Jeffrey is our CEO and a well-qualified one at that. Having successfully built five (!) companies in his career and racked up all kinds of fancy awards—not to mention an impressive record as Managing Director at Bain Capital—there's no one we'd rather have at the head of Hometap than him. He's a natural entrepreneur and an expert at building companies from the ground up, a quality that he humbly attributes to being "smarter than he looks." To him, a job well done is everyone in his team having what they need to be successful. Nothing thrills him more than creating something that didn't exist before. When he's not busy CEO-ing (which is, um, almost never), he dreams about being the sort of fellow who relaxes in the evenings with a snifter of brandy while playing a few rounds of Bach on the baby grand. Does he play piano? No, not even a little bit. But if there's one thing Jeffrey knows, it's that a man can dream.
Senior Software Engineer
Downsized to “Condowner”
As a kid, Julio aspired to be a horse when he grew up. Thankfully, he channeled that drive and energy instead into earning an MS in Computer Science at Carnegie Mellon. Today, as Julio puts it, his role as a senior full-stack engineer is “like a magician that makes things work when you use a website.” He writes code for both the back end (the processes that make up and power the site) and the front end (what users see and interact with). An enthusiastic curler, Julio holds bragging rights as a curling finalist at the Broomstones Oktoberfest Open Curling Spiel, and also enjoys biking and playing tennis when he’s not in the office.
VP, Investor Relations
Leslie, aka Whispering Pines Camper of the Year 1992, puts her driven and curious spirit to work every day as Vice President of Hometap’s Investor Relations team. In a nutshell, Leslie connects people who have funds to invest with those who can put that money to good use. Specifically for Hometap, she works with endowments, foundations, pensions, and families to raise capital, then enables homeowners access to that capital to tap into their home equity. A fan of puns and Tennessee football, Leslie spends her downtime trying new recipes with her family and friends.
VP, Business Development
Max knows what matters in life: excellent shower water pressure. That and making the most out of your home equity. As VP of Business Development and one of the original thinkers behind the Hometap concept, Max works on developing the business inside and out—from assembling a crazy smart team to forming strategic partnerships to help scale the business. Like all great entrepreneurs, he also spends a lot of time on the phone and in meetings. Besides his focus and dedication, he likes to think he's known for being a scratch golfer, but in reality, he is perhaps more infamous for the fact that he watched every episode of "Seinfeld" before the age of 10. That's three days, 18 hours, and 30 minutes of "Seinfeld." Before the age of ten. Told you he was dedicated.
Growth Marketing Lead
Wait & See Homeowner
Someone once referred to Michelle as "The Beyoncé of Marketing," and we think that's a pretty accurate description. Curious, creative, and persistent, she juggles everything from email campaigns to competitive analyses to vendor contracts to help us reach the right people in the right way. No two days are the same for her, and she likes it that way. In fact, it might be the source of her nearly endless energy—the same energy that inspires her to start the day with a good workout while the rest of us are hitting snooze. But don't be fooled by the smile. Michelle can also be ruthless as evidenced by her hotly contested reign as Candyland Champion in her family's annual Thanksgiving tournament. Did she really sabotage Princess Lolly in the Peppermint Forest? Perhaps we'll never know.
Builder, problem-solver—that’s Owen, one of Hometap’s data engineers. On any given day, you’ll find him tackling Hometap’s data structures and pipelines to help better understand our customers and how they use the site, and then using that data to build and improve our products and services. A lifelong learner, Owen was a postdoc at the University of North Carolina Charlotte and then a data engineer at a small startup before joining Hometap. He dreams of one day owning a small cottage in the woods.
Sarah has a résumé that's nearly as impressive as that of her icon Janet Yellen (for those in need of a history lesson, Yellen was the first female Chair of the Federal Reserve, thank you very much), serving as CMO at major brands such as Zipcar, House of Blues, and Virgin before making her way to us. And boy, are we glad she did. With a fearlessness that must have come in handy during her time as a white-water kayak instructor (just one more of her heroic accomplishments), she works hard to get the word out about Hometap and to connect us with people who want to take advantage of the capital in their home. What drives her is joy: in her work, in her team, and in the faces of those who finally find themselves debt-free or in a home they love. Another amazing feat? Raising three teenage boys who actually think she's cool. We don't know how she does it either.
We're looking for dreamers, doers, and data crunchers who can take our big idea, break it down, make it better, and bring it to American homeowners. We like optimists and believers who want to fix a problematic system and help others. And — at least until we become a household name — people with the enthusiasm to help tell our story.