Fund your present without
risking your future.

Tap into your home's equity

to fund an education.

to age in place.

to start a business.

to pay off credit card debt.

to get a fresh start.

to fund an emergency.

to buy a second home.

No debt. No monthly payments. No kidding.

What is it illustration

Use your home's equity to do what you want. Debt-free.

HOMETAP IS AN INVESTOR, NOT A LENDER.

This means we make an investment in your home now. You get cash to help fund goals or needs you have — without having to sell your home, use up your savings, add yet another monthly payment, or implement draconian lifestyle changes.

Eliminate credit card debt

Get rid of a monthly bill. Put your money into your future, not your past purchases.

Have more control in your retirement

Stay in your home. Pay your property taxes. Renovate for shower stalls and ramps.

Help your children fund their education

Give them the gift of college without the burden of debt.

Divide your assets and stay in your home

Divorce is painful enough without the heartbreak of moving.

Renovate your house

Stay in the community you love—and get the home of your dreams.

Fund your dreams

Start that business, buy that second home, see the world.

Pay for an emergency

The unexpected can cost a lot. Hometap can get you money in weeks, not months.

We invest in the future value of your home,

giving you access to the money today.

IT'S SIMPLE. HERE'S HOW IT WORKS.

1

We prepare an offer

We help you apply, appraise your home and present you an investment offer, usually between 5 and 15% of your home's current value.

2

You get the money upfront

Once the paperwork is signed and recorded, the money is yours. You decide how you want to use it. No debt or monthly payments.

For more information about fees and costs associated with a Hometap investment, email us at hello@hometap.com.

3

You sell when you're ready

Finally, when you're ready to sell, whether it's next year or 10 years down the road when the term is up, we'll be paid out our share plus an investor return — a percentage of the sale price.

Hopefully you and Hometap both make money because your house has increased in value. And if it doesn't? That's our risk, not yours. And, as such, we don't invest in every property.

FIND OUT IF HOMETAP IS A FIT FOR YOU ➜

Is Hometap right for you?

Get money from your home without selling it? It's understandable that you'd have a lot of questions, and we want you to feel 100% confident you're making a smart, informed decision.

Take our quiz to see if we're a good fit.

Learn More

OUR STORY

"You shouldn't have to choose between a house and a life."

It all started when our CEO, Jeff, was seeking money for one of his businesses…No, wait. We're getting ahead of ourselves. Let's try again:

It all started when a kid named Jeff was growing up in Brooklyn in a two-bedroom apartment with his family. Even though it was a small apartment, things were good. But it seemed to him that a lot of his friends who had houses to live in also had parents who were worried about money a lot.

READ THE FULL STORY

FAQs

So what exactly does Hometap do?

Hometap is a way for Homeowners to be paid today for equity they’ve accumulated in their property - without getting a loan or selling their house. We invest in select homes and homeowners with an upfront payment and are paid out of the proceeds when the house is sold or refinanced, which must happen within the term, 10 years after the investment date.

What's the difference between Hometap and a loan?

Unlike a lender, we are not guaranteed a return on our investment. No interest rate, no monthly payments. Instead, we get one payment - based purely on the market value of the home - when you sell, refinance or use savings to pay out your Hometap investment.

Who can use Hometap?

We invest in condos as well as single family homes and evaluate every property independently. Take the fit quiz to find out if Hometap might a good fit for you.

What is the process for getting a Hometap investment?

When you apply, we’ll ask for some information about yourself and your home along with supporting documentation so that we can prepare an initial offer. Once we’re agreed, your work is about done. We’ll take care of any required third party documentation, work with you to schedule the appraisal and in-home closing while we prepare the contracts. From start to funding, the process can happen in as little as 3 weeks.

How long do I have to repay?

The term of a Hometap investment is 10 years. You can either sell your house during the term or you can buy back our investment with savings or by taking out a home equity (or other) loan. We call this settling the investment.

MORE FAQS ➜

Our People

We're led by a team known for creating successful, customer-first businesses. Backed by a top-tier investors, we've built, run, and exited some of the fastest growing companies in the US.

Andrew Vassallo

Andrew Vassallo

VP, Operations

Prospective Homeowner

Brett Garrett

Brett Garrett

VP, Product Strategy

Responsible Homeowner

Charlie Vrettos

Charlie Vrettos

Software Developer

Renter (We all start somewhere)

Jeffrey Glass

Jeffrey Glass

CEO

Long Time Homeowner

John Baker

John Baker

VP, Data Science and Analytics

Serial Homeowner

Max Campion

Max Campion

VP, Business Development

New Homeowner

Michelle Burke

Michelle Burke

Growth Marketing Lead

Wait & See Homeowner

Sarah Dekin

Sarah Dekin

VP, Marketing

Three-peat Homeowner

Work with us

Make a difference while you're making a living. Join the Hometap team.

We're looking for dreamers, doers, and data crunchers who can take our big idea, break it down, make it better, and bring it to American homeowners. We like optimists and believers who want to fix a problematic system and help others. And — at least until we become a household name — people with the enthusiasm to help tell our story.

Made with love ♥ in Boston