This means we make an investment in your home now. You get cash to help fund goals or needs you have — without having to sell your home, use up your savings, add yet another monthly payment, or implement draconian lifestyle changes.
Get rid of a monthly bill. Put your money into your future, not your past purchases.
Stay in your home. Pay your property taxes. Renovate for shower stalls and ramps.
Give them the gift of college without the burden of debt.
Divorce is painful enough without the heartbreak of moving.
Stay in the community you love—and get the home of your dreams.
Start that business, buy that second home, see the world.
The unexpected can cost a lot. Hometap can get you money in weeks, not months.
We help you apply, appraise your home and present you an investment offer, usually between 5 and 15% of your home's current value.
Once the paperwork is signed and recorded, the money is yours. You decide how you want to use it. No debt or monthly payments.
For more information about fees and costs associated with a Hometap investment, email us at firstname.lastname@example.org.
Finally, when you're ready to sell, whether it's next year or 10 years down the road when the term is up, we'll be paid out our share plus an investor return — a percentage of the sale price.
Hopefully you and Hometap both make money because your house has increased in value. And if it doesn't? That's our risk, not yours. And, as such, we don't invest in every property.
Get money from your home without selling it? It's understandable that you'd have a lot of questions, and we want you to feel 100% confident you're making a smart, informed decision.
Take our quiz to see if we're a good fit.
Hometap is a way for homeowners to be paid today for equity they’ve accumulated in their property - without getting a loan. We invest alongside homeowners, providing cash today and participating in the proceeds at the time of a sale.
Unlike a lender, we receive no monthly payments or guaranteed return on the money we’ve invested. For some, taking an equity investment can be an intelligent way to fund the opportunities and needs that come up in life while eliminating the “debt-stress” of increased monthly payments.
We invest in condos as well as single family homes, and evaluate every property independently. Take the fit quiz to find out if a Hometap Investment might a good fit for you.
Getting a Hometap Investment is done in a few simple steps:
1. Complete an Investment Inquiry
You’ll create an account and submit an Investment Inquiry through the Hometap website.
2. Speak with your Investment Manager
If we think an Investment might be possible, we will send you an Investment Estimate, which includes estimated terms specific to your property. Your Hometap Investment Manager will set up a call with you to walk through the numbers and answer any questions you may have about the Application process.
3. Submit your Application
Once you’ve uploaded or scanned your documents to your computer, grab a cup of coffee and get started – this Application shouldn’t take more than 20 minutes.
Before we can prepare the final Investment Details, you must schedule a physical appraisal of your property. Once the appraisal is complete and the Investment Details are finalized, we can sign the documents and begin the transfer of funds!
The term of a Hometap Investment is 10 years. You can either sell your house during the term or you can buy back our Investment with savings, or by taking out a home equity (or other) loan. We call this Settling the Investment.