Fund a life event
Tap into your home’s equity to cover the costs of whatever life throws your way.
Life happens. And no matter what that entails, there’s probably a cost attached. Whether you’re moving homes, growing your family, settling a divorce, or handling an unexpected emergency, your home equity could fund the next opportunity or hurdle — without adding another monthly payment.
Find out if a Hometap Investment can help you move forward and stress less.
A home equity investment from Hometap can help you fund all kinds of life events:
Why homeowners like you choose home equity investments to fund life events
The funds that I received have changed and improved my life such that I can now just worry about getting healthy and better from cancer and all the surgeries that I’ve had. They’ve given me my life back.
Karen B.
Ambridge, PA
Read Karen’s StoryCompare ways to fund life events with your home equity
Home Equity Investment | Home Equity Loan | |
|---|---|---|
| No monthly payments | ||
| No payments for up to 10 years | ||
| No debt-to-income requirements | ||
| Fast funding |
Resources for funding life events
How to Get Started with Building an Emergency Fund
What You Need to Know About Bridge Loans
Growing Pains: Covering the Costs of Children and Childbirth
FAQs
Hometap is a Boston-based fintech company on a mission to make homeownership less stressful and more accessible.
Its home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking on monthly payments or having to sell. By investing alongside homeowners, Hometap offers cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment.
And its digital platform, the Home Equity Dashboard, allows homeowners to take control of their largest asset — their home — with tools designed to help them better access, understand, and control it.
Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.
Because there are a lot of factors that go into determining if Hometap can make an Investment in a property, each property is evaluated independently. That’s why we suggest you start an Investment Estimate so that our Investment Managers have the information they need to speak with you about your specific scenario. Here are some of the qualities that tend to make for a good fit:
- Your home is located in a state in which we’re currently operational. We currently invest in the following property and occupancy types:
- Single-family homes
- Condos
- Vacation and rental properties
- Multi-family homes (1-4 units)
- Manufactured homes
- You have a minimum FICO requirement of 575
- You have a minimum of 25% equity in your home
- You’re looking for an investment between $15,000 and $600,000 (minimum amount varies by state, and maximum amount will depend on home value and equity percentage)
The more you know about your home equity, the better decisions you can make about what to do with it. Do you know how much equity you have in your home? The Home Equity Dashboard makes it easy to find out.
- Your home is located in a state in which we’re currently operational. We currently invest in the following property and occupancy types:
Provided that you take care of your house and pay your taxes, mortgage, and insurance — no. You do need to loop us in if you would like to sell your home, take on another investor, or adjust your mortgage.
