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Hometap home

Find the right financing fit for you.

You have lots of options for accessing your equity. We’ll help you make sense of them to make the best decision.

How we stack up

Take a look at Hometap Investments and the most common home financing options, side by side.

Qualification Criteria

Home Equity Loan
Cash-Out Refinance
Reverse Mortgage
Credit score
Average loan-to-value
Average debt-to-income
Other restrictions
(vary by lender)

Pricing & Terms

Home Equity Loan
Cash-Out Refinance
Reverse Mortgage
Investment/loan amount
Term/effective period
Interest rate type
Average interest rate
Monthly payment
Costs & fees
Due at settlement, sale, or refinancing

*Example based on home value of $1 million

**Loan interest levels and payments are based on a credit score of 730. Rates sourced from 2022 data


What people are saying

4.9 / 5

Trustpilot star

Based on over 2000 Trustpilot Reviews


Tapping into Your Home's Equity

See how a Hometap Investment compares to traditional solutions.

Download the full guide