Fund your present without
risking your future.

Tap into your home's equity to  

No debt. No monthly payments. No kidding.

What is it illustration

Use your home's equity to do what you want. Debt-free.

HOMETAP IS AN INVESTOR, NOT A LENDER.

This means we make an investment in your home now. You get cash to help fund goals or needs you have — without having to sell your home, use up your savings, add yet another monthly payment, or implement draconian lifestyle changes.

Homeowners love working with Hometap

(Thank you, Homeowners. The feeling is mutual)


We invest in the future value of your home,

giving you access to the money today.

IT’S SIMPLE. HERE’S HOW IT WORKS.

1

We prepare an offer

We help you apply, appraise your home and present you an investment offer, usually between 5 and 15% of your home’s current value.

2

You get the money upfront

Once the paperwork is signed and recorded, the money is yours. You decide how you want to use it. No debt or monthly payments.

For more information about fees and costs associated with a Hometap investment, email us at hello@hometap.com.

3

You sell when you’re ready

Finally, when you’re ready to sell, whether it’s next year or 10 years down the road when the term is up, we’ll be paid out our share plus an investor return — a percentage of the sale price.

Hopefully you and Hometap both make money because your house has increased in value. And if it doesn't? That's our risk, not yours. And, as such, we don't invest in every property.

CHECK YOUR PROPERTY ➜

Is Hometap right for you?

Get money from your home without selling it? It’s understandable that you’d have a lot of questions, and we want you to feel 100% confident you’re making a smart, informed decision.

Take our quiz to see if we’re a good fit.

FAQs

MORE FAQS ➜