Hometap home

A simple, flexible way to tap into your home equity.

A Hometap Investment gives you access to your equity — in the form of cash — in exchange for a share of your home’s future value. The process is easy, fast, and transparent.

How it works

  • 01

    Request an Estimate

    Find out if you pre-qualify in a matter of seconds.

  • 02

    Fill out an Application

    If it’s a mutual fit and you decide to move forward, you fill out a quick and easy online Application.

  • 03

    Receive and review the details

    If approved, we review your Investment Offer together. Once we align on the specifics, we’ll schedule a signing to make it official.

  • 04

    Receive your funds and plan for the future!

    We'll wire you the funds. Use them for anything you'd like. Keep track of your Investment — and your home's value, equity, and more — with your Home Equity Dashboard!

  • 05

    Settle the Investment

    At or before the end of the 10-year term, you’ll pay a previously agreed-upon percentage of the home’s sale price or current appraised value via refinance, savings, loan, or home sale.


Hometap offers personalized support throughout your homeowner journey
From a dedicated Investment Manager to guide you through the Investment process, to insights in your Home Equity Dashboard personalized to your own home and financial situation, we believe your experience should be one of a kind, just like your homeownership journey.
Learn about our approach

FAQs

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The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 NMLS Consumer Access 361 Newbury St, 5th Floor, Boston, MA 02115

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 NMLS Consumer Access 361 Newbury St, Office 450, Boston, MA 02115

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap HEI has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the Investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, your Hometap HEI provider may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact either Hometap entity at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact your Hometap HEI provider at (855) 223-3144 or visit www.hometap.com/faqs

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