Hometap home

Licenses

Hometap Equity Partners, LLC and its subsidiary Hometap Homeownership Solutions, LLC (collectively, "Hometap") provide Home Equity Investment agreements directly to homeowners. Where licensing is required, Hometap holds the applicable mortgage lender and/or broker licenses in the states listed below. Additional licensing details are available at NMLS Consumer Access.

Colorado

  • Hometap Equity Partners, LLC

    Status: Active. Mortgage Company Registration (not currently offering Home Equity Investments in CO)

  • Hometap Homeownership Solutions, LLC

    Status: Active. Mortgage Company Registration (not currently offering Home Equity Investments in CO)

Illinois*

  • Hometap Equity Partners, LLC

    Status: Active. Residential Mortgage License MB.6850046 (not currently offering mortgages in IL)

Maryland

  • Hometap Equity Partners, LLC

    Status: Active. Mortgage Lender License # 2467867 (not currently offering Home Equity Investments or Shared Appreciation Agreements in MD)

North Carolina

  • Hometap Equity Partners, LLC

    Status: Active. Mortgage Lender License L-225865 (not currently offering Home Equity Investments in NC)

Oregon**

  • Hometap Equity Partners, LLC

    Status: Active. Mortgage Lending License #2467867Mortgage Servicer License #2467867

  • Hometap Homeownership Solutions, LLC

    Status: Active. Mortgage Lending License #2819930Mortgage Servicer License #2819930

Hometap’s HEI product is offered as a licensed mortgage product in Oregon. HEIs offered in other states are not currently required to be licensed.


*Illinois: Illinois Residential Mortgage License MB.6850046 — State of Illinois, Division of Banking, Illinois Department of Financial and Professional Regulation (IDFPR), 555 West Monroe Street, 5th Floor, Chicago, IL 60661; Telephone Number: 1-888-473-4858.


**Oregon: Hometap is licensed and regulated by the Oregon Department of Consumer and Business Services. For public inquiries and complaints consumers can call 888-877-4894.


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The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 361 Newbury St, 5th Floor, Boston, MA 02115 NMLS Consumer Access

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 361 Newbury St, Office 450, Boston, MA 02115 NMLS Consumer Access

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap Home Equity Investment (HEI) has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, Hometap may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact Hometap at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact Hometap at (855) 223-3144 or visit
Frequently Asked Questions | Hometap .

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