How Ruben Eliminated His High-Interest Credit Card Debt

Ruben, a North Carolina homeowner, wanted to consolidate his debt, which included dreaded high-interest credit card debt that so many homeowners struggle with.

When he found Hometap, he was happy to see that the application process was both easy and completely digital — and that the approval criteria was more flexible than that of many traditional financing providers.

“I could take care of everything online, submitting all of the documents that were needed,” he explained. “You didn't need to have perfect credit and they were easy to work with, and that's why I decided to use them.”

Ruben’s Investment Manager, Liam, understood how valuable Ruben’s time was, and made himself available to answer questions and provide updates as he guided him through the process.

“The thing I enjoyed most about working with Hometap was that they were prompt in responding,” Ruben said. “They had great service, they were convenient and they kept me in the loop throughout the entire process with check-ins.”

He also appreciated the simplicity and straightforwardness of receiving a Hometap Investment.

“Hometap was easy to work with. They were able to take care of all my needs. I was able to get the cash out of my home that I needed so I could consolidate my debt. And it was a great experience.”

The ability to tap into his equity to reach his financial goals has not only given Ruben more peace of mind and relief, but opened up even more possibilities for his family — all without the stress of added debt.

“The funds that I received from my Hometap Investment have been a game changer. For me and for my family, we are able to get rid of our high-interest credit card debt and use the equity from our home and not have a monthly payment. So it lets us get caught up on everything and anything we had going on, and it allows us to plan better for our future.”

If you could benefit from accessing your equity to reach your goals, find out if you qualify for a Hometap Investment. It only takes two minutes.