In February, just before the spread of COVID-19 overtook the headlines, news broke about a change in FICO credit scores that could effectively lower scores for many — specifically for those with a history of falling behind on payments. The newest update weighs personal loan data more heavily than before, due to the tremendous uptick (42%) of personal loans in the past five years. For those struggling to make a big purchase or access their hard-earned equity, this update is concerning news. This article originally appeared on Forbes. Read the full article.