Hometap home

A Home Equity Investment Lets You Tap Your Home’s Value Without Monthly Payments

August 4, 2021


Futurism

The equity in your home, when used correctly, can be a powerful tool in reaching your financial goals.

And countless homeowners are looking to take advantage of today’s booming housing market. There are numerous ways to get cash for your home equity, including home loans and HELOCs. But a third option is a home equity investment which gives you cash today in exchange for a portion of the future value of your home: no loans, no monthly payments, no kidding. If that sounds like something that might be a good fit for your situation, you need to know about Hometap Equity Investment.

WHAT’S HOMETAP EQUITY INVESTMENT?

Simply put, Hometap Equity Investment is a way for homeowners to be paid today for the equity they’ve accumulated in their property — without getting a loan. They invest alongside homeowners, providing cash today and participating in the proceeds at the time of sale.

This article originally appeared on Futurism. Read the full article here. 


Stay in the know with What’s on Tap

Get the latest news, tips, and resources to make the most of homeownership. Join 150,000+ newsletter subscribers to get ahead of the curve.


The Hometap family of companies utilizes Hometap Equity Partners, LLC and Hometap Homeownership Solutions, LLC to provide Hometap Home Equity Investments (HEI or HEIs). Each entity has the ability to enter into a HEI directly with the consumer:

Hometap Equity Partners, LLC dba Hometap. NMLS ID# 2467867 NMLS Consumer Access 361 Newbury St, 5th Floor, Boston, MA 02115

Hometap Homeownership Solutions, LLC dba Hometap. NMLS ID# 2819930 NMLS Consumer Access 361 Newbury St, Office 450, Boston, MA 02115

Hometap Real Estate Equity Partners, Inc. holds real estate brokerage licenses in certain states. California DRE #02191883

A Hometap HEI has a ten (10) year term, during which no monthly or recurring payments are required. Hometap records a lien against the property, in the form of a mortgage or deed of trust, to secure its interest. You may choose to settle the Investment at any time during the term without incurring any penalties by exercising an Owner Repurchase. If you do not settle the HEI by the expiration of the term, your Hometap HEI provider may exercise its right to acquire a percent ownership interest in the property and then work with you to sell the property. You may contact either Hometap entity at hello@hometap.com (for prospective or current applicants) or homeowners@hometap.com (for homeowners with an active HEI) for more information. Eligibility criteria are subject to change. For current criteria, please contact your Hometap HEI provider at (855) 223-3144 or visit www.hometap.com/faqs

© 2026 Hometap Equity Partners, LLC.
All rights reserved.