Monroe, North Carolina
During the 2008 recession, Butch and his wife were hit hard. Once they were out of work for over a year, the couple started using credit cards to fund day-to-day necessities, such as groceries, electricity, and other bills. However, they knew it wasn’t a sustainable financial strategy.
When Michael was given the opportunity to expand his business, he discovered HELOCs, refinances and loans weren't suitable options.
As new parents running a seasonal business, California homeowners Samantha and Edward were looking into traditional loans to offset slower months.
When he lost a sizeable monthly income, Gerry M. was looking for ways to pay down his credit card debt. But with high debt-to-credit and debt-to-income ratios, he didn’t qualify for a HELOC.
Saddled with thousands of dollars in unexpected medical bills and credit card debt, Susan W. wasn't having a great start to retirement.
Los Altos, California
With a child headed to college and a family business he wanted to invest in, John M. wanted a way to tap into his home’s equity without taking on additional debt.
San Diego, California
Working in the housing market during the 2008 crash, Dave W. saw a significant slowdown in his employment, forcing him to take on business loans and credit card debt to fund life.