A simple, flexible way to tap into your home equity.
A Hometap Investment gives you access to your equity — in the form of cash — in exchange for a share of your home’s future value. The process is easy, fast, and transparent.
How it works
- 01
Request an Estimate
Find out if you pre-qualify in a matter of seconds.
- 02
Fill out an Application
If it’s a mutual fit and you decide to move forward, you fill out a quick and easy online Application.
- 03
Receive and review the details
If approved, we review your Investment Offer together. Once we align on the specifics, we’ll schedule a signing to make it official.
- 04
Receive your funds and plan for the future!
We'll wire you the funds. Use them for anything you'd like. Keep track of your Investment — and your home's value, equity, and more — with your Home Equity Dashboard!
- 05
Settle the Investment
At or before the end of the 10-year term, you’ll pay a previously agreed-upon percentage of the home’s sale price or current appraised value via refinance, savings, loan, or home sale.


Ready to get started?
See if you pre-qualify for a Hometap Investment in seconds