How long do I have to repay a Hometap Investment?

So what exactly does Hometap do?

What is the process for getting a Hometap Investment?

What's the difference between Hometap and a loan?

Who can use Hometap?


How quickly can I get money from Hometap?

If I don’t have to guarantee Hometap payments, how does Hometap make money?

In what situations would Hometap not be the right option?


Does Hometap conduct random inspections of the homes they have stakes in?

If I sell an equity stake to Hometap, will Hometap be responsible for any expenses like taxes or insurance or if an act-of-God-tree falls on my house?

If I sell an equity stake to Hometap, will Hometap have a say in what I do with the house?

What are my obligations if I take an investment?

What if I want to renovate or paint the house purple? Do I have to tell Hometap?


Are you involved in the process when I’m ready to sell my home?

What happens if I don’t sell the home by the end of the term and want to keep it or pass it on to my kids? What do I owe Hometap?

What happens if my house burns down?

What happens if the value of my home goes down?

What if I have to sell my house before the Hometap term is up?