Find the right financing fit for you.

You have lots of options for accessing your equity. We’ll help you make sense of them to make the best decision.

How we stack up

Take a look at Hometap's home equity investment and the most common home financing options, side by side.

	Home Equity Investment	Home Equity Loan
No payments for up to 10 years
No monthly payments
No debt-to-income requirements
No income requirements
Fast funding
Age eligibility 18+

	Home Equity Investment	Home Equity Loan	HELOC	Cash-Out Refinance	Reverse Mortgage
No payments for up to 10 years
No monthly payments
No debt-to-income requirements
No income requirements
Fast funding
Age eligibility 18+

4.9 / 5

Based on over 3,000 Trustpilot Reviews

“For people like myself who have a lot of equity in their home but do not qualify for traditional options to access it...Hometap was a great innovative option ”
Kai Moi
“The whole process progressed naturally like a river meandering, gently and peacefully. The other traditional options for me were demeaning to say the least,  what with the time and effort  that it takes.”
Jason R.
“Over the years we've gone through mortgages, refi's, etc. This, while not being quite as extensive as a purchase, was by far easier and much smoother than other refis or loans.”
Dave S.
“If you're looking to use your home's equity and hate the idea of getting a loan I highly recommend using Hometap.”
Ryan

See how a Hometap Investment compares to traditional solutions.