“Real estate”

Couple speaking to woman neighbor over iron fence

How the Rate Lock Effect is Shifting How Homeowners Tap Equity

Homeowners are tapping equity at the fastest pace since 2021 — but instead of refinancing, they're reaching for second liens. Here's what's driving the shift.

Article

10 min read

Market insights

What Young Homeowners Can Learn from the Baby Boomer Paradox

Baby boomers won the housing lottery, so why are they the most skeptical that it delivered the American Dream? What it means for you.

Article

11 min read

Florida suburban neighborhood with Mediterranean-style homes — typical homeownership costs in Florida

Market insights

The True Cost of Homeownership in Florida: What to Expect

If you asked most Florida homeowners what their home costs them each month, you'd probably get a quick answer: the amount they pay for their mortgage. But the real cost of homeownership in the Sunshine State is much more than that single number — and for many Floridians, the gap between what they expected to pay and what they actually pay has widened significantly in recent years.

Article

16 min read

Home financing 101

Home Affordability Made Simple: The 28/36 Rule Explained

Learn what the 28/36 rule means for your mortgage-to-income ratio and how it guides affordable home buying with clear, simple guidance.

Article

21 min read

Market insights

The Hidden Cost of the American Dream: Why Homeownership in 2025 Feels Broken

Across the board, the cost of owning a home has risen far beyond what most people expected — or were prepared for. Too many are stuck in a cycle of “just trying to keep up.”

Article

6 min read