The smart way to access your home equity
Hometap is proud to partner with Wise Commercial Lending to help make home ownership less stressful and more accessible. Our process is simple, straightforward, and transparent. Get an Estimate and make progress toward your short- and long-term financial goals today.
What is a Hometap Investment?
Hometap is a smart new loan alternative for tapping into your home equity without taking on debt. Use it to pay off existing debt, fund a child’s education, make needed home renovations, or however you'd like — no loans, monthly payments, or interest. At the end of our 10-year effective period or when you sell your home, Hometap will be paid our agreed-upon share. The Hometap Investment process is simple, straightforward, and can take as little as three weeks.
A Hometap Investment is done in just a few simple steps:
We prepare you an offer
If we think an investment might be possible, we will send you an Investment Estimate, which includes estimated terms specific to your property.
You get the money upfront
We invest alongside you, the homeowner, providing cash today and participating in the proceeds at the time of sale.
You sell when you're ready
You can either sell your house during the effective period, buy out our Investment with savings, or take out a home equity (or other) loan.