Hometap provides homeowners with a smart new loan alternative for accessing home equity without any monthly payments or interest. By taking on an investor rather than a lender, homeowners can access the cash they need to fund renovations, investment opportunities, a second home and more — completely debt-free. A Hometap Investment allows investors to partake in residential real estate investing while also providing homeowners with near-instant cash that doesn’t add debt. These Investments most often help homeowners fund small businesses, tuition, home renovations and pay off credit card debt. This article originally appeared on HousingWire. Read the full article.