To start or grow a business, you need capital. And for many entrepreneurs, securing that capital through traditional channels has become an increasingly frustrating — and often fruitless — exercise. Long approval timelines, strict income documentation requirements, high interest rates, and tougher credit standards have left a lot of business owners searching for other alternatives.
Our latest survey found that a majority of small business owners feel optimistic about growth in 2026. Read more about how they plan to grow and the challenges they face.
Understand how much startup funding you'll need to launch your small business and how to calculate initial and ongoing costs.